I'm in my late twenties and find myself in a situation where I have about £20,000 in credit card debt. This started when I was at university and needed help to make ends meet, and for the past few years I've used credit cards for daily expenses at the end of the month, as well as some big purchases like furniture. If I'm totally honest, I have used it for a few things I don't really need as well. I usually just make the minimum payments each month, but I've just got a pay rise at work and want to start paying it off. Where should I start?
I've got £20,000 of credit card debt: What is the best strategy for clearing it?
